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Investing
Just Keep Buying
by Nick Maggiulli
Data-driven answers to the questions most personal finance books argue about endlessly. Maggiulli — the analyst behind Of Dollars and Data — cuts through financial debate with research: when to save vs. invest, how much to save, whether to pay off debt or invest, and why the best strategy is usually the one you'll actually stick to.
Key Takeaways
- →For most people, investing more matters more than investing better
- →Lump sum investing beats dollar-cost averaging roughly two-thirds of the time
- →The hardest part of investing is doing nothing when everything feels wrong
- →Lifestyle creep isn't always bad — it's okay to spend more as you earn more
- →You can't save your way to wealth; at some point, income growth is the only lever